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Wait, I've seen this somewhere before

We also do zero.

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Basic services

Xhuma rewards, discounts & cashback at partners

Schedule payments to Xhuma accounts


Weekly spending insights & reminders

Adjust your card security settings

Virtual Card Issue


Send messages & GIF's with money send

Instant notifications on all your activities

Send proof of payment

Receive monthly statement

Request previous statements within 3 months

Request account confirmation letter


24/7 helpdesk & support centre access

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Our costs

Monthly account fee

Monthly vault fee


Send money out of the Xhuma network


Vault™ setup / withdrawal

Monthly additional card fee

EFT In Fee

3rd Party costs

Physical card delivery to-door (cities -> rural)

Top Up with Debit/Credit Card/MasterPass

Withdraw at any ATM

Balance check at any ATM

Cash In at any ATM

Draw cash at Pick n Pay

Load cash at Pick n Pay

Declined Transaction

3D Secure fees

External Transactions

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