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Simple, fast, clever

Nothing like your traditional bank account.

Welcome to the neo age.

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Services

Open an account
And start transacting in less than 5 minutes

Never visit a branch again. Do it all from your mobile device.

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Send & Receive money instantly with PeerPay™

You can even get cheeky and attach GIF's and messages to your transfers

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PeerPay™
Xhuma Group Tabs
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Run an expense tab with custom split %'s using 
Group Expense Tabs

Add bills and settle with each other in a single tap.

LoyaltyHub™
Stores your loyalty accounts digitally 

Centrally manage all the latest and greatest loyalty cards and offers together with the safety and security of your transactional account.

 

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LoyaltyHub™ by Xhuma
Xhuma SpendSense™
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SpendSense™
allows you to set and stick to a budget

Most institutions want you to spend more. We want you to spend responsibly to help you build wealth. 

GroupPay™ by Xhuma™
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GroupPay™ 
allows you to split bills with friends and family.

It's as simple as a couple of taps. 

Run your stokvel digitally
using Group Vaults™

Manage contributions, savings, withdrawals, payments and all the other admin without any of the burdensome costs

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Group Vault™ by Xhuma
TravelGenius™ by Xhuma

TravelGenius™
helps you plan your perfect trip

Book flights, accommodation, tours, airport shuttles and more by just having a chat with TravelGenius, Xhuma's AI travel assistant. It's never been this easy to plan your perfect trip

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AutoPay™
sets up recurring payments and custom accounts for every need

Savings Vault™

Automate how you send money
home each month

AutoPay™

Solutions
To your everyday problems.

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Create task/chore lists
And pay with FaceID when you're happy that they're done

Task List Vault™

Teach your kids
budgeting & money skills from a young age

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Contact

Join Xhuma
in less than 5 minutes

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