Payment
Create a payment link and whatsapp it to your friend to get paid instantly.
Shop with your Xhuma card to get the best deals.
Get paid in seconds. Bets part is no awkward conversations. Personalize your request with a GIF.
From your dinner to an Uber, tell us who to split it with and we'll do the maths. No calculator needed.
Transfer money without a hassle at a fraction of the cost.