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Send & Receive.

Hassle free

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Create payment links for your friends at other banks 

Create a payment link and whatsapp it to your friend to get paid instantly. 

Instant transfers between friends on Xhuma

Shop with your Xhuma card to get the best deals.

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Request money with a tap

Get paid in seconds. Bets part is no awkward conversations. Personalize your request with a GIF.

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Split & settle bills with a click

From your dinner to an Uber, tell us who to split it with and we'll do the maths. No calculator needed.

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Send money to local bank accounts

Transfer money without a hassle at a fraction of the cost.

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